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Job: Residential Mort Senior Loan Closer, Fulton Financial Corporation, Lancaster, PA


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General Information

(235030)

Job title: Residential Mort Senior Loan Closer
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Job location: Lancaster, PA  17604 United States
Requisition code: R19850713
Date posted: 06/05/2017
Job type: Full-Time
Compensation:
Residency:Only current U.S. residents will be considered
Job Category:Banking & Information Technology
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Job Description


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Responsible for the efficient and timely process of preparing legal documents for the settlement phase of residential mortgages on numerous loan types and products. Responsible for providing high service quality, on demand, to both internal and external customers. Responsible for the efficient and timely delivery of General Ledger tickets. Responsible for complete and thorough review of HUD 1 and Truth in Lending to assure we are compliant with all regulations.
Position is located at One Penn Square in Lancaster, PA or Virginia Beach, VA.

Essential Duties

Process documents necessary for the settlement phase of residential mortgages for Fulton Bank, N. A. and affiliates. Maintaining excellent, high quality working relationships with attorneys and title companies, as well as internal and external customers. Obtaining and reviewing all conditions necessary to close residential mortgage loan, including but not limited to, title binder, fees, closing service letter, wire instructions and hazard and flood insurance policies for accuracy and meeting investor guideline standards. Review and approve certifications required for employee loan to assure accuracy and meeting guideline standards, termite, well, septic, structural, POA, maintenance agreement. Accurately preparing, composing and reviewing necessary documents for all settlements on all loan and product types, including assisting internal customers with documents needed for preparing second mortgages and combined program and products to meet required guidelines.
Assuring accuracy and timely delivery of all closing packages. Objective is to deliver complete closing packages within 8 hours of scheduled closing date to meet customer expectation. Keeping management informed of relevant matters.
Have thorough knowledge and background in the following areas Conventional and government mortgage closing process and ability to keep self educated in other mortgage lending guidelines and requirements used in combination with loan types. Fiserv Unifi loan origination system, particularly relating to the closing process and delivery functions. Home Mortgage Disclosure Act and Real Estate Settlement Procedures Act requirements and assure that data is reported correctly and accurately to avoid penalties. State and Federal laws in relation to mortgage loan closings.
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Job Requirements


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Candidate Education:
Required High School Diploma or the equivalent
Candidate Experience:
Required 3 - 5 years A minimum of three (3) - five (5) years mortgage banking experience is required with at least three (3) years specific closing experience.
Fulton Financial Corporation (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.


Apply Here: http://www.Click2apply.net/9c9wztrpyhbhpwwc


PI98049996
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